Helping you navigate risk

Whether you need to prepare for the unexpected or minimize the negative impact of ongoing activities, the K&S team is your go-to source when it comes to solving your company’s risk management and loss control challenges. We help our clients identify, analyze and review their exposure to risk, and we’re there to help you come to the right decision.

Captive Insurance

As organizations of all sizes seek to gain greater control over the costs and opportunities of risk management, captive insurance continues to increase in popularity. Having a captive insurance company gives organizations better control over risk management and can reduce the overall cost of risk. While captive insurance companies can be valuable strategic tools, they are not always the best approach for every organization. The K&S Captive Team will help you determine if captive insurance is right for your business. If you are interested in a feasibility study click here

Loss Control Services

Our team will save you time with the management and supervision of all your required loss control services.

Loss Analysis Review

Including the identification of trends and development of reports and summaries that discuss losses by department, time of injury, accident types, financial impact and other data.

Safety Surveys & Job Site Assessments

Including the assessment of key elements such as management commitment and accountability, disciplinary procedures, positive reinforcement efforts, documentation of programs, and trend analysis.

Human Resources Services

We offer critical HR related services to help enhance your business, such as incentive plans, OSHA compliance documentation and 10 hour training, safety training, and recommended disciplinary tactics.

Business, Fleet or Worksite Evaluation Services

We will work alongside your team and help you evaluate and identify areas of exposure, including:

• Employee safety recommendations and solutions
• Review of contractual agreements from an insurance and risk management perspective
• Review and implementation of fleet safety programs, including driver evaluation, vehicle maintenance, and accident documentation
• Claim reporting, settlement support, and monitoring