Cliff joined K&S in 2005 and is the managing director of the health insurance division of K&S. He specializes in fully insured large group health plans, self insured group plans, and group voluntary products. Before joining K &S, he had a successful career at ADP working with companies to help outsource HR administration, employee benefits and payroll.

Cliff graduated from the University of Oklahoma where he earned a bachelor’s degree in marketing. He is currently pursuing the designation of Certified Employee Benefits Specialist (CEBS). Cliff and his wife Kim along with their 2 children live in Heath, TX.