More than a Provider…a Trusted Partner
What Does it Mean to Work with K&S?
As your insurance partner, we will work in concert with you, your legal and finance teams, as well as your other business partners to develop a customized package designed to meet your company’s special needs.
Strategy & Service
Your insurance needs are critical to the ongoing success of your business and the long-term health of your company. As your insurance partner, the K&S team offers the same laser-focus on service and strategy that we apply to our surety and employee benefits clients, working with you to access affordable coverage that protects your interests and contributes to your bottom line.
Ongoing Insurance Needs
Besides helping you access the right coverage when it’s time to renew a policy or start a new project, our team of specialists are also ready when it comes to ongoing insurance needs, including: reporting-to-settlement claims support; instant insurance certificates, seasoned advice when you need to evaluate insurance requirements for bid packages; review of subcontractor insurance certificates, loss analysis, policy audits and experience modifier accuracy reviews.
We offer a wide range of coverage options, including:
- General and riggers liability
- Business auto
- Motor truck cargo
- Workers’ compensation
- Commercial property
- Umbrella liability
- Contractors’ equipment
- Builders’ risk
- Installation floaters
- Pollution liability
- Design build liability
- Business income
- Crime/employee dishonesty
- Employment practices liability
- Directors’ and officers’ liability