K&S understands the complexities of high-net-worth individuals and how to properly insure them.

Managing wealth starts with comprehensive risk management. Sizable finances are accompanied by sizable risk. From business owners and family offices to professional athletes and entrepreneurs, K&S has decades of experience providing personal insurance for high-net-worth individuals and their families.

There are two particularly unique risk factors in private client insurance. One is the assumption of deep pockets, leaving clients highly susceptible to lawsuits, whether the claim is substantiated or not. The second is the fact that the majority of high value homes are in the name of a trust or LLC, muddying the waters of liability and who gets what in the event of a lawsuit. Our experts understand the importance of navigating these complexities to identify and mitigate these potentially devastating gaps in coverage.

K&S private client specialists stand out above the competition through ongoing education and risk management support for family office, with particular attention paid to trustee liability protection. Safeguarding your legacy, your family, and yourself requires the utmost care and calculation. Our personalized solutions are crafted by industry veterans—for you, for your future.